Roinet Solution Pvt. Ltd., Details for?

 

Roinet Solution Pvt. Ltd., established in 2012 and headquartered in Gurugram, India, is a rapidly expanding technology company dedicated to providing essential financial and non-financial services to underserved communities across the country. With over eight years of experience, Roinet focuses on fostering financial inclusion and digital finance, aiming to bridge the gap in access to digital financial services for India's last-mile population. citeturn0search0

**Services Offered by Roinet:**

- **Banking and Payments:** Roinet's secure platform enables retailers to become one-stop centers for banking and digital payments, including Aadhaar Enabled Payment System (AEPS) services.

- **Mini-ATM Services:** Provides Roinet-branded Mini-ATMs, facilitating cash withdrawals and merchant payments using debit or credit cards.

- **Merchant Payments (Aadhaar Pay):** Allows customers to make payments using their Aadhaar card and biometric authentication, enhancing convenience for both merchants and consumers.

- **Doorstep Banking:** Empowers women mobile retailers, known as "BC-Sakhi," to offer banking services without a physical storefront, promoting financial inclusion in remote areas.

- **Travel Services:** Enables retailers to offer ticket bookings for railways, flights, and hotels, transforming their shops into local travel hubs.

- **Utility Bill Payments:** Facilitates payment of various household bills, such as electricity, water, gas, and credit card bills, through Roinet retailers.

- **Cash Management Services:** Allows customers to pay loan installments from micro-finance and other financial institutions at Roinet retail outlets.

- **Government Services:** Assists customers with services like PAN card applications and filing income tax and GST returns.

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**AEPS Commission Structure:**

Roinet offers commissions to its retailers and distributors for AEPS transactions based on the transaction amount. For instance, for transactions between ₹200 and ₹999, retailers earn ₹0.50, while distributors earn ₹0.50. For transactions of ₹5,000 and above, both retailers and distributors earn ₹8.00 and ₹1.50, respectively. Detailed commission charts are available to provide comprehensive insights into the earnings per transaction slab.

**Company Ratings and Reviews:**

While specific external ratings for Roinet Solution Pvt. Ltd. are not readily available, testimonials from channel partners highlight positive experiences. Partners commend the company for its user-friendly portal, extensive service portfolio, and responsive customer support. For example, a channel partner from Odisha stated, "Roinet is the best AEPS/DMT portal in India. I have been using Roinet Xpresso portal for the last 3 years... excellent backend support." citeturn0search0

These testimonials suggest a favorable perception among Roinet's partners, though it's advisable to consult multiple sources and, if possible, connect with current users to gain a comprehensive understanding of the company's performance and service quality.